Privacy Policy

At BitSave ("We" or "Company"), We are committed to protecting the privacy of our customers, clients, and platform visitors. This Privacy Policy explains how We collect, use, and share information about You ("User" or "You" or "Your") when You visit our platform, use our services, or otherwise interact with us ("Privacy Policy").

For the purposes of this Privacy Policy, the term "Platform" inter-alia includes the following:

• Website: https://bitsave.club
• Android App
• iOS App

Please read this Privacy Policy carefully to understand our policies and practices regarding Your information and how We will treat it. If You do not agree with our policies and practices, do not use our Platform or Services. By using the Platform or Services, You give your consent for usage of your Personal Data and agree to the collection, use, and sharing of Your information and Personal Data as described in this Privacy Policy.

This Privacy Policy may change from time to time. We encourage You to review the Privacy Policy whenever You access our Platform or use our Services to stay informed about our information practices and the choices available to You.

This Platform is intended for individuals of 18 years of age or more. This Privacy Policy shall not apply to Personal Data that is made or caused to be made publicly available by the owner/ data principal themselves or by any third party under obligation of any law.

Our Platform and services are not intended for children under the age of 18. We do not knowingly collect personal information from children under the age of 18. If You are under the age of 18, You must not use our Platform or Services. If We learn that We have collected personal information from a child under the age of 18, we will deem it is under parental/ custodian's consent. Notwithstanding anything contained herein or elsewhere, the onus is not on Us to carry on any due diligence whether parental/ custodian consent has been obtained by You or not. We may delete any such information if we have reason to believe that parental/ custodian consent has not been obtained. If You want to contact us, You may only do so through Your parent or legal guardian.

The Personal Data that the Company collects about Users depends on the context of their interaction with the Company and the features that Users use. "Personal Data" refers to any Data about an individual who is identifiable by or in relation to such Data and includes such data as may be considered personal data under the applicable laws, whereas "Data" means a representation of information, facts, concepts, opinions or instructions in a manner suitable for communication, interpretation or processing by human beings or by automated means.

We may collect several types of information from and about You when You use our Platform or Services, including (but not limited to):

• Personal information: We may collect personal information about You such as Your name, gender, email address, login credentials, phone number, name of Your organization and mailing address. We may also collect information about Your job title, company, and industry.
• Financial information: If You make a purchase or transact with Us, We may collect financial information such as Your payment method (e.g., credit card number, bank account information) and billing address.
• Transaction information: We may collect information about Your transactions with us, including the products and services You purchase, the date and time of Your transactions, and the amount of Your transactions.
• Technical information: We may collect technical information about Your device and internet connection, including Your IP address, geographical location, browser type and version, device details, mobile network details, referral source, website navigation and operating system. We may also collect information about Your usage of our platform and services, including the pages You visit, the time and duration of Your visits, and the features You use.
• Location information: We may collect information about Your location, including Your city and country, based on Your IP address or other location-identifying technologies.

While providing the Services, the Company only processes Personal Data in accordance with the Terms and applicable laws. We may use the information We collect from and about You for a variety of purposes, including:

• To provide, maintain, and improve our Platform and Services: We may use Your information to operate, maintain, and improve our Platform and Services, including to personalize Your experience, process transactions, and respond to Your requests and inquiries.
• To communicate with You: We may use Your information to communicate with You about our Platform and Services, including to send You newsletters, updates, promotions, and other information that may be of interest to You (and You can choose to 'opt-out' of these mailings by informing Us at any time if You no longer require communications). We may also use Your information to create, administer and establish User's account and to authenticate User's identity, to enable a User to easily access Services and Platform.
• To enforce our policies and comply with legal obligations: We may use Your information to enforce our policies and terms of use, and to comply with legal and regulatory requirements. We may also use Your information to investigate, prevent, or take action regarding illegal activities and suspected fraud.
• For research and development: We may use Your information for research and development purposes, including to improve and optimize our Platform and Services. We may also use Your information to develop new features, programs and promotions.

In addition to the purposes provided above for collection of Personal Data by the Company, the Company may use the Personal Data of the Users for the following legitimate uses assuming the Company already has consent of the User/ data principal under applicable laws:

• For fulfilling any obligation under any governing law and disclosure of Personal Data to the applicable state authority or any of its instrumentalities;
• For compliance with any judgment or decree or order issued under any governing law, or any judgment or order relating to claims of a contractual or civil nature under any law outside the governing law of this Privacy Policy.

By visiting our Platform or by providing Your information, You consent to the collection, use, storage, disclosure and otherwise processing of Your information (including Personal Data) on the Platform in accordance with this Privacy Policy. If You disclose to us any Personal Data relating to other people, You represent that You have the authority to do so and permit us to use the information in accordance with this Privacy Policy. You, while providing Your Personal Data over the Platform or any partner platforms or establishments, consent to us to contact You through SMS, instant messaging apps, call and/or e-mail for the purposes specified in this Privacy Policy.

You have an option to withdraw Your consent that You have already provided by writing to the Grievance Officer at the contact information provided below. Please mention "Withdrawal of consent for processing Personal Data" in Your subject line of Your communication. We will verify such requests before acting on Your request. If the User refuses or withdraws his or her consent, or if the User chooses not to provide the Company with any required Personal Data, the Company shall have the option to not provide such User, the services that can be offered on our Platform. In the event of revocation of Your consent the Company will have the right to discontinue the provision of Services through the Platform, or access to the Platform in whole or part to You. The revocation for withdrawal of consent shall not affect the lawfulness of processing of any Data or information based on the consent before its withdrawal.

Unless otherwise specified in this Privacy Policy, the Company does not sell, rent or trade Personal Data to any third party. However, notwithstanding the foregoing, We may share Your information with third parties for the following purposes:

In compliance with the applicable laws, the Company has in place electronic and administrative safeguards to protect User's Personal Data. User's posting and sharing of Personal Data through the Platform constitutes User's acceptance of the risk that Company cannot guarantee absolute security.

The Company will store and process the Personal Data in a manner consistent with industry security standards, and as long as necessary for the purposes described in this Privacy Policy, unless a longer retention is required by applicable law. The Company has implemented technical, organizational and administrative systems, policies, and procedures to help ensure the security, integrity and confidentiality of Personal Data and to mitigate the risk of unauthorized access to or use of Personal Data. We take reasonable measures to protect the information We collect from and about You from unauthorized access, use, or disclosure. However, no internet or email transmission is ever fully secure or error-free, and You should take special care in deciding what information You send to us. Thus, Company cannot guarantee the security of Company's Platform, nor can Company guarantee that information User supplies will not be intercepted while being transmitted to Company over the internet.

We store Your information in secure databases and servers located in India. If You are located outside India, You should be aware that Your information will be transferred to and processed in India. The data protection laws in the India may be different from the laws in Your country.

The Company assumes no liability or responsibility for disclosure of Your Personal Data due to errors in transmission, unauthorized third-party access, or other causes beyond its control. You play an important role in keeping Your Personal Data secure. You should not share Your user name, password, or other security information for Your account with anyone. If We receive instructions using Your username and password, We will consider that You have authorized the instructions for the same.

The Platform may contain links to third-party websites or social media platforms. Your use of these links may result in the collection, processing or sharing of information about You, depending on the feature. Please be aware that We are not responsible for the content or privacy practices of other websites or services which may be linked on the Platform. We do not endorse or make any representations about third-party websites or services. Our Privacy Policy does not cover the information You choose to provide to or that is collected by these third parties. We strongly encourage You to read such third parties' privacy policies.

Users are solely responsible for maintaining the accuracy of the information including Personal Data that they submit to the Company. A User may correct, complete, update or erase their Personal Data by making the change through our secure Platform or by contacting the Grievance Officer at the contact information provided below.

If upon modifying or changing the information earlier provided to Company, the Company finds it difficult to permit access to its Services to the User due to insufficiency/ inaccuracy of the information, then the Company may, in its sole discretion terminate the access to the Services provided to the User.

You have the following choices regarding the information We collect and use:

• Opt-out of marketing communications: You may opt-out of receiving marketing communications from us by following the opt-out instructions in the communication or by contacting us at hello@bitsave.club.
• Access and update Your information: You may access and update Your personal information or Personal Data by logging into Your account and updating Your profile, or by contacting us at kyc@bitsave.club.
• Deactivate Your account: You may deactivate Your account by contacting us at support@bitsave.club. Please note that if You deactivate Your account, We may retain certain information about You for legal and regulatory purposes.

We and our service providers may use cookies and other tracking technologies to collect information about You and Your device when You access our Platform or use our Services.

Cookies are small text files that are placed on Your device by websites that You visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the website owner.

We use cookies and other tracking technologies for a variety of purposes, including to:

• Remember Your preferences and settings
• Understand and analyze how You use our Platform and Services
• Personalize Your experience
• Serve targeted advertisements

We retain Your Personal Data for a period no longer than is required for the purpose for which it was collected or till the time the consent is withdrawn by You. However, We may retain Data related to You if there is a legal obligation to retain the Data under any applicable law or if required to comply with any applicable statutory or regulatory retention requirement by law or if required for the purpose of publishing any statistical reports etc.

A User shall comply with all applicable laws while providing their Personal Data in accordance with this Privacy Policy. The User shall ensure that he/she is not impersonating another person while providing his/her Personal Data. Further, You shall not register a false or frivolous grievance or complaint with the Grievance Officer. You shall also ensure that You will always furnish such Data that is verifiably authentic.

We may update, at our discretion, our Privacy Policy from time to time to reflect changes to our information practices. We encourage You to review the Privacy Policy whenever You access our Platform or use our Services to stay informed about our information practices and the choices available to You. We may alert You to significant changes by posting the date our Privacy Policy got last updated, placing a notice on our Platform, or by sending You an email when We are required to do so under applicable law. You acknowledge and agree that it is Your responsibility to review it periodically and become aware of modifications. Your continued use of the Platform indicates Your acceptance and agreement with the updated Privacy Policy as on date of use.

This Privacy Policy shall be governed by and construed in accordance with the applicable laws of Panama and India, depending on the location of the data subject and the operations involved.

In cases where disputes involve cross-border elements or multiple jurisdictions, the Parties agree that the governing law and jurisdiction shall be determined based on the primary location of data processing or the location of the affected data subject, as applicable.

In accordance with the applicable laws, if a User faces any grievance with respect to this Privacy Policy, the User may contact the Company's Grievance Redressal Officer as provided below:

The Grievance Officer will address any discrepancies and grievances of the User with respect to processing information as per the timelines prescribed under the applicable law or in its absence within a period of 30 (thirty) days.

If You have any questions or concerns about this Privacy Policy, please contact us at privacy@bitsave.club.