BitSave Crypto & Gold Product

A regular gold SIP or a tokenised gold purchase is 100% gold. It is built to preserve value. BitSave Crypto & Gold keeps a 30% gold leg for that familiar stability and adds a 70% large-cap crypto leg for long-term growth.

You invest SIP-style every month, exactly as you would into gold. The difference is that the product is working toward long-term appreciation, not only holding value. Hence it also comes with additional volatility than a gold SIP, because 70% is crypto.

Yes. BitSave Crypto & Gold is a single managed product holding both. The default blend is 70% large-cap leading crypto assets and 30% tokenised gold. You buy a unit representing both legs. You do not need to buy, hold, or rebalance crypto and gold separately.

The gold leg cushions the basket during crypto drawdowns, which gives the product its balanced-risk profile compared with a pure-crypto holding.

Gold and crypto generally do not move in lockstep, so a 30% gold leg cushions the basket during crypto's drawdowns. BitSave Crypto & Gold is built for exactly this: the gold allocation softens crypto's down moves and makes the position easier to hold.

It does not remove risk; 70% of the product is still crypto. What it does is smooth the ride enough for investors who are not comfortable with a pure-crypto position to stay invested for the long term.

It is safer than a 100% crypto position, because 30% is held in tokenised gold, which does not fall in lockstep with crypto. But it is not a low-risk or capital-protected product. 70% of it is crypto, and crypto is volatile, so the value can fall sharply.

The gold leg is there to cushion the drawdowns and make the position easier to hold for the long term, not to remove the risk. Treat it as a crypto-first investment with a built-in balancer, suited to investors with a long horizon who can sit through volatility.

No. A gold ETF is a SEBI-regulated, 100%-gold instrument that trades on a stock exchange and sits in your demat account. BitSave Crypto & Gold is 70% crypto and 30% tokenised gold, classified as a virtual digital asset product, not a gold ETF.

The gold leg uses PAXG, a tokenised gold token, not exchange-traded gold units. Treat it as a crypto investment with a gold anchor, not as a way to invest purely in gold.

The gold leg uses PAXG, a tokenised gold instrument issued by Paxos, where each token represents one troy ounce of physical gold in London vaults. The crypto leg holds large-cap cryptocurrency in cold storage with institutional grade custody.

Both legs sit inside one structure and you receive a single unit. The 70/30 split is managed and rebalanced by BitSave's portfolio team, so you get combined exposure without running two separate investments.

It is built for investors who want long-term crypto exposure but are not comfortable with a pure-crypto position. Two groups gravitate to it: those who want some crypto but do not want the full risk, and investors for whom gold is a familiar wealth-preservation anchor.

If you want maximum crypto exposure, BitSave's Bitcoin Product or BitSave Crypto Index are better fits. BitSave Crypto & Gold Product is the more balanced version.

70/30 is the default; the ratio is not fixed. When market conditions warrant, for example when gold rallied through 2025, BitSave's portfolio team shifts weight toward gold and trims the crypto leg. Rebalancing is discretionary rather than calendar-driven, so the team can respond to relative performance.

Because rebalancing happens inside the product structure, it does not create a tax event for you.

Yes. Most investors carve out a small monthly or weekly SIP, from $10 USD onwards, into BitSave Crypto & Gold alongside their larger traditional investment portfolio. The 30% gold leg means the product behaves with fewer swings than a pure-crypto holding, which makes it easier to size sensibly against your existing FD, mutual fund, and gold holdings.

It is delivered SIP-style, so it fits the same set-and-forget habit.

For resident Indian investors, yes. India's VDA rules apply: 30% tax on gains and 1% TDS deducted at source. You hold product units, so you have one tax event, not one per trade. For NRIs, the position can differ; tax treatment depends on your country of tax residence and may not match the resident-Indian position. Either way, BitSave provides the documentation. Confirm the specifics for your situation with your tax advisor.

Download the BitSave app, complete KYC (under 5 minutes via DigiLocker), and select BitSave Crypto & Gold from the product menu. Start a SIP from $10 USD a month or a one-time investment from $50 USD. Fund it via UPI.

You receive a single unit, and its NAV is published daily with a 3:30 PM IST cut-off. You can exit anytime; a 1% exit fee applies within the first 30 days, none after.

Yes. TDS is deducted at source and would be part of your Annual Information Statement (AIS). For your overall holding, you can request an ITR-format tax statement for your BitSave investments through the in-app tax corner.

Bitcoin is sometimes called the new age digital gold because, like gold, it's a scarce asset. But the two do not behave the same way day to day. Bitcoin has existed for 17 years and Gold for more than 5,000 years and hence is more recognised as a reserve asset than Bitcoin. Hence Bitcoin comes with a higher volatility than Gold.

That difference is the point of this product. The 30% tokenised gold leg is not a second version of the crypto leg, it is the counter balance to it. Holding both means the gold can hedge your returns during crypto's downturns.

You invest in rupees and your payment goes to our Indian entity BitPe Digital LLP. BitPe converts your ₹ into a dollar-denominated digital asset within India, a stablecoin, specifically designed to maintain a 1:1 peg with the US dollar. This conversion happens entirely within India. You are not personally remitting money overseas or buying foreign currency. The Liberalised Remittance Scheme does not apply to this process. For you, there is no forex exposure.